1. Introduction

Welcome to GhanaFinance Pro. These Terms of Service ("Terms") govern your access to and use of the GhanaFinance Pro website, services, and any content provided therein (collectively, the "Service"). By accessing or using our Service, you agree to be bound by these Terms. If you disagree with any part of the Terms, you may not access the Service.

Our Service is designed to provide financial consulting information and resources specifically tailored for the Ghanaian market. We strive to provide accurate and up-to-date information, but we cannot guarantee the accuracy, completeness, or reliability of any information provided through our Service.

2. Use of the Service

You may use our Service only for lawful purposes and in accordance with these Terms. You agree not to use our Service:

• In any way that violates any applicable national, federal, state, local, or international law or regulation
• To transmit, or procure the sending of, any advertising or promotional material, including any "junk mail," "chain letter," "spam," or any other similar solicitation
• To impersonate or attempt to impersonate GhanaFinance Pro, a GhanaFinance Pro employee, another user, or any other person or entity
• To engage in any other conduct that restricts or inhibits anyone's use or enjoyment of the Service, or which, as determined by us, may harm GhanaFinance Pro or users of the Service, or expose them to liability

3. Intellectual Property

The Service and its original content, features, and functionality are and will remain the exclusive property of GhanaFinance Pro and its licensors. The Service is protected by copyright, trademark, and other laws of both Ghana and foreign countries. Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of GhanaFinance Pro.

All materials, including text, images, graphics, information, data, software, sound files, other files, and their selection and arrangement (the "Content"), are the proprietary property of GhanaFinance Pro. You may not modify, reproduce, distribute, create derivative works or adaptations of, publicly display or in any way exploit any of the Content in whole or in part except as expressly authorized by GhanaFinance Pro.

4. User Accounts

When you create an account with us, you must provide information that is accurate, complete, and current at all times. Failure to do so constitutes a breach of the Terms, which may result in immediate termination of your account on our Service.

You are responsible for safeguarding the password that you use to access the Service and for any activities or actions under your password. You agree not to disclose your password to any third party. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.

5. Financial Information Disclaimer

The financial information provided through our Service is for general informational purposes only and is not intended as financial advice. This information does not take into account your personal objectives, financial situation, or needs. Before acting on any information provided through our Service, you should consider its appropriateness to your circumstances and, if necessary, seek professional advice.

Financial markets are volatile and can fluctuate significantly in response to company, industry, political, regulatory, market, or economic developments. Investing in financial markets involves risk, including the possible loss of principal. Past performance does not guarantee future results.

GhanaFinance Pro does not guarantee the accuracy, completeness, or timeliness of the information provided through our Service. We are not responsible for any errors or omissions, or for the results obtained from the use of this information.

6. Links to Other Websites

Our Service may contain links to third-party websites or services that are not owned or controlled by GhanaFinance Pro. GhanaFinance Pro has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You further acknowledge and agree that GhanaFinance Pro shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.

We strongly advise you to read the terms and conditions and privacy policies of any third-party websites or services that you visit.

7. Termination

We may terminate or suspend your account immediately, without prior notice or liability, for any reason whatsoever, including, without limitation, if you breach the Terms.

Upon termination, your right to use the Service will immediately cease. If you wish to terminate your account, you may simply discontinue using the Service.

All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

8. Limitation of Liability

In no event shall GhanaFinance Pro, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

• Your access to or use of or inability to access or use the Service
• Any conduct or content of any third party on the Service
• Any content obtained from the Service
• Unauthorized access, use, or alteration of your transmissions or content
• Any investment or financial decisions made based on information provided through the Service

This limitation applies whether the alleged liability is based on contract, tort, negligence, strict liability, or any other basis, even if GhanaFinance Pro has been advised of the possibility of such damage.

9. Governing Law

These Terms shall be governed and construed in accordance with the laws of Ghana, without regard to its conflict of law provisions.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.

10. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Service.

11. Contact Us

If you have any questions about these Terms, please contact us at:

• Email: [email protected]
• Phone: +233 20 123 4567
• Address: Financial District Tower, 25 Independence Avenue, Accra, Ghana